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Mortgage Calculator



Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home: 
Down Payment:   
Annual Insurance:   
Estimate Insurance to 0.43% of Cost
Annual Property Tax:   
Estimate Tax to 1.2% of Cost
Monthly Income: 
Monthly Debt: 
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees: 
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: 
Annual Rental Increases:  %
Monthly Renter Insurance: 
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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We are committed to providing excellent service while assisting you in your buying or selling process. We employ Realtors® who distinguish themselves in today's real estate market.  It is the attention to the fine details that set our real esate professionals apart and continue to make MakatiCondo THE place to buy and sell real estate. 




 


The BEST Real Estate Service Experience




We trained and dedicated to assist you with all aspects of your real estate needs. I will help you whether you are:establishing your home's value

    • selling your home
    • relocating
    • looking for a new home
    • purchasing a new home
    • securing financing
    • buying, managing or selling commercial real estate
To:  Coney Marciano PRC Reg. No. 7523